IBC Bank - This is how you can get your OD fees back
One day I checked my bank account to find a balance of $-125.22. I knew that it could not be possible. I went online and found 4 overdrafts, but 3 I had money in the bank to cover. They even posted on different days. I go into the bank and asked why this happened and I was told that the last charge made was promised to the recipient. Problem was they took it out before the payment was due and was never told about them immediately taking the money out to put back. This is the third time something like this has happened. So I filled out a complaint form to the FDIC online. Then I began to look for an attorney. One day I check by bank account to find more money than expected, and find an $89 overdraft reverse. Strange I thought to myself. Later I go to the bank to draw out money,but the atm is mysteriously not working for me so I go in. A girl at the front desk says hi, and the lady I have dealt with the other two problems walks in gives me a strange look and says hi. Few minutes later she comes back out. She says, "Can I ask you a question."
"Did you make a complaint to the FDIC?"
"Well the fraud department contacted me, and decided to give all your money back. I just didn't understand why you did not contact me."
(Oh. I don't know maybe cause you didn't do anything the last two times.)
"just wanted to let you know that you can talk to me about anything."
Did I mention this was on the floor in front of all of the employees?
CONTACT THE FDIC!!! FILL OUT A COMPLAINT FORM ONLINE. YOU WILL NEED BASIC INFORMATION ABOUT YOUR BANK, AND YOUR ISSUE. I GOT MY MONEY BACK WITHIN TWO WEEKS OF POSTING THE COMPLAINT. ALSO, I MENTIONED THAT IF NOTHING WAS DONE BY IBC, I WOULD BE CONTACTING MY ATTORNEY. good luck!!!
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