Norman, Oklahoma
2 comments
Not resolved

I have been banking with IBC for three years now.I never had an issue until the last year.

Related: IBC Bank - Worst bank ever

Just as every other person has posted they have charged me bogus overdraft fees. The most recent was today actually. My deposit went through this morning at midnight and my current balance was 3.52. My husband used the card late yesterday evening which somehow made the last three transactions overdrawn.

They claimed the debit went through before the other three yet that debit is still pending!!! I will be closing my account asap. They claimed this is every banks system.

Ummm...nope, I have never had this issue with another bank.They are thieves in my opinion.

Review about: Checking Account.

Review #191801 is a subjective opinion of a user.

PRODUCT OR SERVICE Ibc Bank Banking Service
Reason of Review / Monetary Loss Not specified / Not specified
Preferred solution Not specified

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Anonymous
San Antonio, Texas, United States #707746

FEES ARE VALID with what you explained.If you have items pending and you swipe your card the night before your deposit comes in and those pending items then post that night while your balance is negative because of your last transaction then you are liable for overdraft fees.

Deposit are not available till the next business morning that means just because you have deposit the NEXT day that it will prevent you from fees for items that post the night before.

Hope you understand now how *** you are.COME ON PEOPLE THINK IF YOU SWIPE AND USE MONEY YOU DONT HAVE HOW IS IT NOT RIGHT TO CHARGE YOU????

infowarrior420
to Anonymous Tulsa, Oklahoma, United States #910954

i have seen you post on just about all the complaints about wrongful overdraft fee's. arguing that it is the customers lack of knowledge and not thieving protocols of the banks that are the actual issue. so i ask you, how much is this crooked institution paying you to be a troll?

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